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Today's Rates

Last update: March 30, 2010 12:38 PM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo | FHA/VA

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
5.000 0.000 5.051
4.875 0.500 4.970
15 yr fixed conforming
4.375 0.000 4.461
4.250 0.250 4.374
30/5 yr fixed or 5/1 ARM
3.750 0.000 3.374
3.625 0.250 3.350
30/7 yr fixed or 7/1 ARM
4.125 0.000 3.628
4.000 0.375 3.599
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
5.875 0.000 5.902
15 yr fixed jumbo
5.500 0.000 5.545
5/1 jumbo ARM
5.125 0.000 3.850
5.000 0.250 3.825
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
4.000 0.000 3.448
3.875 0.250 3.423
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
5.250 0.000 3.872
5.125 0.250 3.846
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FHA & VA Loan Programs

Program Rates Points APR
30 yr fixed FHA 5.000 0.000 5.051
4.875 0.375 4.959
30 yr fixed VA 5.000 0.000 5.051
4.750 0.750 4.866
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points, fees and or rates will vary based on each borrower's individual credit score and the loan-to-value.